Aditya Agarwala Head of Research and Investment & Co Founder of Invest4Edu says that Invest4Edu is empowering parents to secure their children’s future education by providing a financial mechanism that combats rising education costs in India and abroad. Through customized solutions, AI-powered planning tools, and investment products, invest4Edu strives to ensure financial stability and expanded opportunities, offering a viable alternative to burdensome loans. In a conversation with IndiGlobal Media Network, Agarwala shares his thoughts on a range of issues. Excerpts:
How exactly are you leveraging your expertise and research to forge an innovative, data-driven approach in child education planning?
We need to understand the core concept for Invest4Edu. In today’s time, as we know, education and its funding are becoming troublesome for the parents. According to the general inflation rate, 90–95% of parents are unable to find an effective way to pay for their children’s education. As a result, they frequently have to make compromises by taking out major loans for their education, which places the burden on the child and forces them to take on any job to pay back the loan. Therefore, we considered creating a financial mechanism that would enable parents and their child to pursue further education, to counter the rising future cost of education in India or abroad. In order to help them plan for their child education expenses in an effective manner, we also offer them a customized solution and a selection of investment products. We also provide them with earning capabilities. We have created AI-powered tools to help determine the optimal course of action for the child’s education. So, these financial tools assist children in choosing their careers.
How do you use your media expertise to educate and empower parents about education planning and the financial tools Invest4Edu offers?
I have been addressing the media with passion for over ten years, and my preferred area has always been the equity market. With the help of the media, I have also recently started educating parents through educational and informative videos. Furthermore, the main aim of these media interactions is to inform parents about the ways in which they can invest in their child’s education. I also give more information on my social media platform in the form of reels, short videos, etc., to make it simpler for parents to understand that there are ample opportunities to invest in their child’s education through equity, FD, indirect equity, etc.
How are you utilizing research while emerging technology and tools?
In today’s time, a research person knows about equity, financial markets, and the instruments that are available for the parents. They can use these opportunities for these investments. With the help of AI and technology, we can personalize and customize solutions for parents. AI can also help us to make a curated plan for a child’s higher education. At the same time, we need to be careful about how the capital should be protected. We have also created two very important tools, which are an education cost calculator and a portfolio analyzer. Using these techniques, we can create an optimum investment strategy for the child’s education.
At Invest4Edu, we leverage robust research and emerging financial technologies to empower parents in planning for their child’s higher education with clarity and confidence. Our proprietary Edu Cost Calculator estimates the future cost of education both in India and abroad by factoring in current tuition trends, education inflation, general inflation and the child’s age, giving families a realistic savings target. Complementing this, our Portfolio Analyzer evaluates existing investments, identifies shortfalls, and recommends tailored investment strategies across mutual funds, equities, and other asset classes. Together, these tools transform complex education planning into a structured, goal-based journey making quality education financially accessible and achievable.
